Why Inspections Should Always Come Before Filing a Claim

Before filing a storm damage insurance claim, it’s essential to schedule a professional inspection. Inspections give homeowners and policyholders a clear understanding of the damage, document the full scope of loss, and provide the evidence needed to support a successful claim.

The Role of Storm Inspections

At All Peril, we provide comprehensive storm inspection reports that play a critical role in the claims process. Our reports include hail inspection photos, detailed contractor documentation, and clear photographic evidence of all damage.

Storm inspections empower policyholders to make informed decisions about restoration work and ensure their claim is fully supported with verified data. This step often determines whether a claim proceeds smoothly or faces unnecessary delays.

How to Prepare for a Storm Inspection

1. Contact a Professional Inspector
   Start by reaching out to a trusted storm damage inspection professional. A qualified inspector will assess the property thoroughly, document all visible and hidden damage, and prepare a report suitable for insurance review.
2. Collect and Organize Existing Information
   Have any photos, contractor notes, or prior repair records ready. The more information available, the easier it is to confirm what damage is new and storm-related.
3. Secure the Property
   If there are active leaks or hazards, take temporary measures to prevent further damage—such as tarping or temporary repairs. Be sure to document these steps with photos for your claim file.

Understanding the Storm Insurance Claim Process

The inspection serves as the foundation for your claim. Once the inspection is complete:

• Communicate with your insurance carrier. Share inspection results and any temporary measures you’ve taken.
• Review the scope of loss carefully. Confirm that every damaged item is listed and properly documented with photos and contractor notes.
• Keep detailed records. Consistent documentation prevents claim delays and supports transparency between policyholders, contractors, and carriers.

At All Peril, we specialize in storm repair coordination. Our team ensures every stage—from inspection to claim submission—is handled with complete, organized documentation and accurate data.

Summary

Inspections are the first and most important step before filing a storm claim. They help homeowners understand the true scope of damage, gather the evidence needed for insurance approval, and set the stage for a smooth restoration process.

Partnering with All Peril means having an experienced team that bridges the gap between policyholders, contractors, and carriers—ensuring the claim is supported every step of the way.

FAQs

Why are storm inspections important?
They provide a detailed picture of property damage. A professional inspection ensures that no affected areas are overlooked and helps tailor the repair plan to the actual storm-related damage.

How do inspections fit into the claim process?
Inspections identify and document every area of damage before a claim is filed. This evidence helps your insurance company and contractors understand the full scope of repairs needed.

What are the main benefits of inspections?
Inspections with clear documentation and photography make the claims process faster, more transparent, and more successful. They help reduce disputes and ensure repairs are properly funded.